The guide, screen by screen.
Everything the app explains about itself, and what is useful to know around it: setting up accounts, getting a statement out of your bank, moving to a new device, and what to check when a figure surprises you. The screenshots show a fictional household; none of their figures are real.
Nothing in the guide matches that. Try another word, or write to us.
New here? Start here.
Five ideas, two minutes. It is the walkthrough the app gives on its first launch.
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One question, answered
Your bank tells you what you have. This tells you what you are going to have.
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What has happened, and what is going to
The ledger holds both, and never lets you confuse the two.
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It only knows what you tell it
No bank connection. The forecast is built from commitments you enter once.
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The plan, and how it is going
What a month is allowed to cost, and where the money actually went.
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It stays on this device
No account, no cloud, no sync. The backups are yours to move.
Getting started
Accounts, and which kind to choose
What each account type means, and which totals it counts in.
Recording an entry by hand
A purchase, a deposit or a transfer, typed in rather than imported.
Getting a statement file from your bank
Where to find the OFX, QFX or CSV download, and which to pick.
Moving to a new phone or computer
There is no sync, so your ledger moves as a backup file.
The app password
What it locks, what it encrypts, and why it cannot be reset.
The screens
The Runway screen
How far the money goes, and what takes it there.
The Ledger screen
Every entry for one account, past and forecast, with a running balance.
The Where screen
What you actually spent, by category, over a range you choose.
The Budget screen
What the month is allowed to cost, and whether it is going to hold.
The Due screen
Everything already spoken for: recurring payments, and the debts behind some of them.
The Setup screen
Language, appearance, reminders, the app password, categories, currencies, exports and backups.
How it works
First steps, in order
The shortest path from an empty app to a runway that means something.
Forecast, entered, reconciled
Three kinds of certainty, drawn three different ways.
Categories
The names that make the Budget and Where screens possible.
Moving money between your own accounts
One movement, written into both ledgers, and kept as one thing.
Importing a statement
How the ledger gets checked against what the bank actually did.
Loans, and paying them down faster
What a loan really costs, and what putting more against it would buy.
Credit cards, and when they actually end
Why the minimum never finishes, and what any other figure would do instead.
Splitting an entry across categories
One receipt, several categories, and every total still adding up.
More than one currency
Accounts in different currencies, and one total across them.
Saving towards a goal
How much, by when, and whether the pace gets there.
Net worth
Everything owned, less everything owed.
Reminders
Notifications for payments coming up and a balance heading too low.
Exporting to a spreadsheet
Your figures in a file anything can open.
Backups, passwords and privacy
Where your data lives, and how to make sure you keep it.
When something looks wrong
Can’t find it? Write to [email protected] and say which screen and which figure, in English or French.